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Signing up is completely optional. You do not need to receive text messages to apply for, receive, or manage a rent-to-own agreement with HCI. This form does nothing except enroll you in account text alerts — it is not an application, and no HCI product or service requires it. Prefer not to receive texts? Reach us any time by phone at 270-247-3199, by email at customerservice@hci.net, or make a payment at pay.hci.net.


By checking the SMS Consent box below, I agree to receive recurring text messages about my application and account from Heartland Capital Investments (HCI) at the number provided. Message frequency varies. Msg & data rates may apply. Reply STOP to cancel, HELP for help. Consent is not a condition of purchase. See our Privacy Policy and SMS Terms & Conditions

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